Keeping money in a safe deposit is an age-old custom. In olden times, in India, ‘Banyas’ used to keep money and lend to needy with interest. The concept of banking came to India with the British. Money flows from creditors to depositors with rate of interest. In modern India, things are almost same with addition to technology. Today, banks provide services such as foreign exchange, investment and insurance advices, and also they act as trustees. Banking jobs in India are one of the most secure ways of an assured income.
A new trend has been added to banking today. With booming information technology, banking operations became computerized. This helps in better service to customer and efficient customer care. The most beneficial banking operation is 24 hour ATM, which provides money easily with insertion of debit card into a machine. Also, all banks provide credit facility to customers to build a good rapport in tremendous competition in banking sector globally. These facilities have boosted banking jobs in India. Apart from financial field, marketing and technological skills are required. Bank jobs vary at certain levels from a clerk to manager. In between come the positions of Grade I and II bank officers. A well-organized person with sharp mind of detailed information can be capable of working as a banker. A good banker must have mathematical aptitude, good communication skills, and verbal skills. Honesty plays a key role in terms of banking. The selection is based on candidate’s skills, education, and experience. The Reserve Bank of India selects candidates at three levels. 1) Clerical grade. 2) Grade A officers, and 3) Grade B officers. Age eligible for class I posts is 21-26 years. The tests include logic, mental ability, numerical or mathematical aptitude and English. During the interview, communication skills and leadership qualities are judged. Career in banks is a good option as the salaries are high with good scope of growth.